Funding facilitation
Fit-for-purpose funding for commercial property
We prepare the information lenders need and run the approach to market, so the capital structure matches the asset and the business plan. This is funding facilitation. It is not financial advice, and Klug does not arrange credit or recommend financial products.
What we do
Finance support across acquisitions, refinancing and projects
Lender-ready information, and one process to run it through.
Funding strategy & capital structure
Debt and equity options, gearing and covenant settings matched to cash flow and hold strategy.
Lender engagement & market sounding
A lender-ready pack, a structured market approach, offers compared on price and terms.
Credit support & due diligence
Valuation, leasing and technical inputs assembled for credit approval, issues surfaced early.
Refinancing, restructuring & consents
Maturity events, covenant resets and lender consents for leasing, capex and asset plans.
Bank-ready underwriting
Cash flow, sensitivity and covenant modelling aligned to lender requirements.
Term-sheet comparison
Offers set side by side on pricing, covenants, fees, security and consents.
How we work
Prepared the way lenders read it
Evidence assembled before anyone approaches the market.
Paid for the work, not the deal
No listings, and no vested interest in doing a deal for the sake of it, so no version of the deal pays Klug more.
Evidence before position
Income, leases and capex documented before anyone speaks to a bank.
You hold the decision
We run the process and set out what each offer actually costs. The decision is yours.
Questions
Finance FAQs
What owners, occupiers and developers ask first.
Do you arrange lending or act as a broker?
Klug is not a financial advice provider and not a broker. We prepare the information, run the process, and set out how offers compare.
What information do lenders require?
Current and forecast income, lease summaries, operating costs, capex plans, valuation inputs. Then a business plan with assumptions and sensitivities.
Who do you act for?
Owners, lessors and developers on asset, project and portfolio funding. Lessees and occupiers on leasing, fit-out and growth funding.
When should we start refinancing?
Ideally three to six months before maturity. Early preparation improves negotiating leverage and reduces execution risk.
Development and construction funding?
Yes. Feasibility inputs, lender pack preparation, and the due diligence required for credit approval and drawdown.
Which markets do you cover?
Auckland and New Zealand. Office, industrial, retail and mixed-use.
What are you funding?
Discuss your asset, objectives, and timeline with Klug. We will set out what lenders will ask for, and how long it takes to assemble.